Current Promotions
Earn a
3% Match
3% Match
with Firstrade
No-Fee IRA
No-Fee IRA
No minimum, annual, setup,
or maintenance fees.
or maintenance fees.
Limited-time promotion: 1/21/2025 – 2/21/2025
Promotion Period: Open to U.S. residents who open a new retirement account (Traditional IRA, Roth IRA, or Rollover IRA) between January 21, 2025, and February 21, 2025, and fund the account within 30 days of approval.
Earn Bonus on IRA Contributions and Transfers
Open a Firstrade IRA, fund it, and get rewarded for planning ahead.
Get a 3% match on contributions and 2% on transfers or rollovers when you open a No-Fee IRA. No minimums, annual, setup or maintenance fees.
Contribution Match
| Year | Max Contribution (Under 50) | 3% Match Bonus | Max Contribution (Above 50) | 3% Match Bonus |
|---|---|---|---|---|
| 2024 | $7,000 | $210 | $8,000 | $240 |
| 2025 | $7,000 | $210 | $8,000 | $240 |
Transfer or Rollover Match
| Transfer Amount | 2% Match Bonus |
|---|---|
| $5,000 | $100 |
| $10,000 | $200 |
| $100,000 | $2,000 |
| $500,000 | $10,000 |
| $1,000,000 | $20,000 |
*Bonuses are subject to eligibility and promotional terms. Taxes may apply. See full .
Enjoy all the benefits of having a Firstrade No-Fee IRA account
- Your account is insured
by SIPC for up to $500,000 - No annual, account set-up,
inactivity or maintenance fees - No minimum
deposit required - Commission-free trades on Stocks,
ETFs, Options and Mutual Funds - Your account is insured
by SIPC for up to $500,000 - No annual, account set-up,
inactivity or maintenance fees
Which IRA is best for you?
Traditional IRA
Tax-Deferred Retirement Account
Contributions are pre-tax dollars (tax-deductible), but latter withdrawals for retirement are to be taxed. This is an excellent way to increase your tax-deferred savings.
Roth IRA
Tax-Free Retirement Account
If you expect to be in a higher tax-bracket later in life, a Roth IRA account might be more suitable. These contributions are already taxed (not-tax-deductible), but earnings and qualified withdrawals are tax-free.
Rollover IRA
Consolidated Retirement Account
Move your funds from one retirement account to another. By directly rolling over assets from your employer-sponsored retirement plan into an IRA Rollover, you'll defer your tax liability and may be able to completely avoid penalties.
Earn More Rewards
